Balance Sheet Manager Add On
Balance Sheet Manager (BSM) is an "add-on" service to the Interest Rate Risk Management Report that gives you a quick and accurate measurement of the impact your balance sheet management decisions will have, before you implement them. You can run any number of "what-if" scenarios on your PC with the Balance Sheet Manager Windows based software. With Balance Sheet Manager you will be able to make better decisions when you know in advance the impact to your earnings and capital level and exposure to changes in interest rates.
As a BSM subscriber, you will receive a new dataset each time you update your interest rate risk report. This dataset will include all your current balance sheet, cash flow, and market rate and securities information. When you receive your data, you can immediately perform "what-if" scenarios that will help in your planning and decision making process.
Balance Sheet Manager lets you instantly see how your "what-if" scenarios will impact key areas.
"What-if" Scenario Key Areas
- Current earnings
- Risk of interest rate changes to earnings
- Value of your capital
- Risk of interest rate changes to the value of your capital
- Key liquidity and capital ratios
- Where you are with respect to your risk limits
Balance Sheet Manager Activities
- Simulate buying or selling securities and evaluate the impact on the overall balance sheet
- Grow or run-off account balances
- Alter the shape of the yield curve over time
- Modify assumptions, including the lives of non-maturity deposits and offered rate sensitivity to interest rate shocks
- Modify prepayment assumptions on your loans
- Adjust your loan and deposit product pricing
- Change your non-interest budget
You can easily break down or combine scenarios and compare one strategy to another. Your what-if scenarios can be saved, printed and archived; thus, you can fully document your decisions to the board and examiners.
To view sample reports from Balance Sheet Manager, click here.
