APEX Automated Payment Exchange

Automated Payment Exchange-Automated Clearing House (APEX/ACH) is Southeast Corporate's Automated Clearing House (ACH) product, providing credit unions with cutting edge technology in ACH origination and receipt. APEX is an Internet-based ACH origination, receipt and exception handling system that can add flexibility to your day-to-day ACH processing. It allows credit unions of all asset sizes to process and originate all types of ACH transactions. APEX offers credit unions a flexible, low cost solution for ACH receipt, origination and Electronic Data Interchange (EDI). With the number of ACH transactions growing, this improved technology provides you with a more efficient means of handling a higher volume of ACH payments, faster, and more effectively. Because APEX is an Internet browser based application it gives members easy, secure access from their workstation.

Since APEX operates over the Internet, the need for additional software or hardware is eliminated. Using APEX also reduces your need for complex contingency plans. Nothing is loaded onto the hard drive of your PC, allowing you more flexibility in your day-to-day operations and making recovery easier. Plus, the information is protected through advanced security features, ensuring your credit union's funds are safe and secure.

Features:

Turnkey solution, eliminates the need for maintaining hardware, software and operations support
Continuous flow processing means your files are handled much faster than in the past
You're in control because user setup and maintenance can be retained through user security at your credit union
Browser-based technology offers convenient access over a secure Internet connection and easy navigation through the system
Built in risk mitigation tools
Robust reporting options
Dependable, used by over 2000 credit unions nationwide

Benefits:

Gain a competitive edge
Grow small employee group and business account product offerings
Improve member retention
Easy implementation, no hardware or software
Cost effective payment solution
Assists with regulatory compliance
Can be used for payroll , account transfers, member loan payments
Less expensive than wires
Funds available next business day